Understanding Ghana’s Cedi Exchange Rate: What Expats Need to Know About Cost of Living and Inflation in 2025

Navigating currency fluctuations as an expat employer in Ghana extends far beyond financial spreadsheets—it’s about people, trust, and ethical responsibility. In an economy where the cedi’s value can shift rapidly, payroll discussions often evolve beyond numbers and into deeply human conversations about fairness and loyalty. The way these adjustments are managed directly influences employee motivation, retention, and overall workplace harmony.